Commercial Loan Products

Loan Products Made for Maine Businesses

If there’s one thing Kennebec Savings Bank knows about Maine businesses, it’s that no two companies have the exact same needs.

That’s why our commercial loan products are designed to support a wide variety of financial situations. We can also customize many of our products to meet your business's specific needs.

View commercial loan products below or call Kennebec Savings Bank at (207) 622-5801 to speak with a friendly member of our Commercial Lending Team. We look forward to assisting you and supporting your business's success.

KSB's Brent Hall posing for a photo














Man working in brewery.

Equipment & Other Term Loans

For capital and other expenses that crop up.

  • Fixed or variable rates
  • Secured or unsecured (with an identified source of repayment)
  • Flexible terms
  • Gap financing

Real Estate Loans

Carry your project from initial plans to completion (and beyond) with our construction, acquisition, and refinance loans for commercial real estate.

  • Fixed or variable rates
  • Flexible loan terms and structures
  • Low closing costs
Commercial buildings.



Apply for a Commercial Loan

Kennebec Savings Bank is proud to support members of the local business community in Maine.















Woman looking at phone in warehouse.

Line of Credit

Financing options as diverse as your business.

  • Variable rates (based on prime rate)
  • Secured
  • Typically renew annually


Additional Types of Commercial Loans

Municipal Loans
Kennebec Savings Bank is proud to work with local communities, schools, agencies, and other municipal borrowers to meet their capital needs. As a community bank that has proudly served Maine since 1870: we are honored to assist. Please call (207) 622-5801 today.

Financial Authority of Maine (FAME) Loans
Kennebec Savings Bank partners with FAME in financing early-stage or higher-risk Maine businesses. Call us today at (207) 622-5801 to set up a meeting and find out if your business qualifies.






Business Credit Cards

Corporate credit card program designed for businesses of all sizes.

  • Online account access
  • 24/7 cardholder service hotline
  • Simple, stress-free card management

Silver and Green KSB Business Credit Card








Commercial Loan Forms

For assistance or more information, please call Kennebec Savings Bank's commercial lending team at (207) 622-5801.