Personal Checking

Your Money, Your Way: Every Day

With a personal checking account from Kennebec Savings Bank, you’re free to use your money your way. No hassles, no stress, no monthly service fees: period.

Manage your checking account by visiting a conveniently located Kennebec Savings Bank branch, or tap into the features of mobile banking any time you’d like. All of our checking accounts include your first debit card free, which provides you with 24/7 access to an Electronic Banking Center kiosk in Manchester and ATMs in Augusta, Farmingdale, Freeport, Portland, Waterville, and Winthrop.

Plus, free credit score monitoring through SavvyMoney makes it easier than ever to keep an eye on your finances and meet your goals.

Experience first-hand what sets Kennebec Savings Bank apart and how we strive to be a community bank for everyone.

Open Premier Checking Account Online

Couple shaking hands.

Guy with credit card using laptop.


Premier Checking

Checking designed specially for the Mainers we serve. 

  • Minimum opening deposit of $100.
  • No monthly service fee. 
  • No monthly minimum balance requirement.
  • Two convenient rate tiers.
  • Interest-earning on daily balances of at least $750, compounded daily and credited monthly.
Girl holding credit card and phone at home.


Premier Checking II

All the benefits of Premier Checking, but with higher rate tiers.

  • Minimum opening deposit of $100.
  • No monthly service fee.
  • No monthly minimum balance requirement.
  • Six convenient rate tiers to meet your needs.
  • Interest-earning on daily balances of at least $7,500, compounded daily and credited monthly.
Evolve Checking Bank On Certified 2023-2024


Evolve Checking

Check-free checking that focuses on exceptional digital services.

  • BankOn-Certified by the Cities for Financial Empowerment Fund.
  • Does not include traditional paper checks.
  • Minimum opening deposit of $5.
  • No monthly service fee. 
  • No monthly minimum balance requirement.


















Printed Checks, the Easy Way

For Premier Checking customers, Kennebec Savings Bank makes it simple to order checks & custom deposit slips. 

  • Express your personality with a variety of custom check designs
  • Standard check orders ship with 90 checks and 30 deposit tickets.
  • Choose between single or duplicate items.
  • With convenient ordering through online banking, check reorders are never more than a few clicks away.





Digital Access for Checking Accounts


Kennebec Savings Bank's Digital Banking is easy to use, secure, and always available. Use the login box at the top of your screen, or click the button below to log in.